:root{
  --bg:#F3F5F4;--card:#FFFFFF;--ink:#172324;--text:#283536;--muted:#566564;
  --accent:#4E7476;--accent-deep:#345E60;--accent-tint:#E3EDEC;--line:#DCE3E2;
  --core:#F2A65A;--core-soft:#F7C793;--tint2:#FBEBDA;--brine-30:rgba(78,116,118,.32);
  --foot-bg:#152122;--foot-text:#D2DDDC;--foot-link:#F7B482;
  --fd:"League Spartan",ui-sans-serif,system-ui,sans-serif;--fb:"Geist",system-ui,sans-serif;
  --r:18px;--wrap:1120px;--sky:250px;--sky-y:40%;--card-gap:94px
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font:400 16px/1.6 var(--fb);-webkit-font-smoothing:antialiased}
img,svg{display:block;max-width:100%}
a{color:var(--accent-deep)}
a:hover{color:var(--ink)}
:focus-visible{outline:3px solid var(--accent-deep);outline-offset:2px;border-radius:4px}
h1,h2,h3{font-family:var(--fd);color:var(--ink);margin:0;letter-spacing:-.01em}
p{margin:0}
.skip{position:absolute;left:-9999px;top:8px;z-index:60;background:var(--card);color:var(--ink);padding:10px 14px;border-radius:10px}
.skip:focus{left:12px}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 20px}
.hz{display:block;width:56px;height:10px;margin:0 0 16px;background:radial-gradient(circle at 50% 5px,var(--core) 4px,transparent 4.6px),linear-gradient(var(--brine-30),var(--brine-30)) 0 9px/100% 1px no-repeat}
.center .hz,.hz.mid{margin-left:auto;margin-right:auto}
.kick{font:600 13px/1.3 var(--fb);letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:0 0 10px}
.sec{padding:64px 0}
.sec h2{font-weight:600;font-size:clamp(26px,4.6vw,38px);line-height:1.12}
.lede{margin-top:14px;font-size:17px;color:var(--text);max-width:620px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:14px 28px;border-radius:12px;font:600 17px/1.1 var(--fd);letter-spacing:.01em;text-decoration:none;cursor:pointer;border:0}
.btn-primary{background:var(--accent);color:#FFFFFF}
.btn-primary:hover{background:var(--accent-deep);color:#FFFFFF}
.btn-ghost{background:transparent;color:var(--accent-deep);box-shadow:inset 0 0 0 1.5px var(--accent)}
.btn-ghost:hover{background:var(--accent-tint);color:var(--ink)}
.btn .sunk{width:18px;height:12px;flex:none}

/* header */
.rim{position:relative;z-index:30;background:var(--bg);border-bottom:1px solid var(--line)}
.rim-in{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;min-height:56px;max-width:var(--wrap);margin:0 auto;padding:0 14px}
.brand{grid-column:2;grid-row:1;display:inline-flex;align-items:center;gap:9px;text-decoration:none;color:var(--ink)}
.brand .mark{width:28px;height:22px;flex:none}
.wm{font:700 21px/1 var(--fd);color:var(--ink);letter-spacing:-.01em;padding-top:3px}
.wm b{font-weight:500;color:var(--accent)}
.rim-tag{grid-column:1;grid-row:1;display:none;font:500 13px/1.3 var(--fb);color:var(--muted)}
.rim-nav{grid-column:3;grid-row:1;justify-self:end;display:flex;gap:22px}
.rim-nav a{font:500 14px/1 var(--fb);color:var(--muted);text-decoration:none;padding:8px 0}
.rim-nav a:hover{color:var(--accent-deep)}
.nb{display:none;grid-column:3;grid-row:1;justify-self:end;width:44px;height:44px;border:0;background:transparent;border-radius:10px;cursor:pointer;padding:0;align-items:center;justify-content:center;flex-direction:column;gap:5px}
.nb span{display:block;width:20px;height:1.5px;background:var(--ink);border-radius:2px}
.nb span:nth-child(2){width:14px;background:var(--accent)}
@media (min-width:861px){.rim-tag{display:block}}
@media (max-width:860px){
  .nb{display:inline-flex}
  .rim-nav{display:none;position:absolute;top:58px;right:12px;flex-direction:column;gap:0;min-width:200px;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:6px 0;box-shadow:0 18px 40px rgba(23,35,36,.12)}
  .rim-nav.open{display:flex}
  .rim-nav a{padding:13px 18px;font-size:15px;color:var(--ink)}
}

/* hero */
.hero{position:relative;padding:0 16px 56px;background:var(--bg)}
.hero-sky{position:absolute;left:0;right:0;top:0;height:var(--sky);overflow:hidden;background:#DCE4E1}
.hero-sky img{width:100%;height:100%;object-fit:cover;object-position:50% var(--sky-y)}
.hero-sky::after{content:"";position:absolute;inset:0;background:linear-gradient(to bottom,rgba(243,245,244,.62) 0%,rgba(243,245,244,0) 26%,rgba(243,245,244,0) 58%,rgba(243,245,244,.72) 84%,var(--bg) 100%)}
.hero-in{position:relative;width:100%;max-width:680px;margin:0 auto;padding-top:16px;text-align:center}
.eyebrow{display:flex;flex-wrap:wrap;justify-content:center;gap:2px 10px;font:600 13px/1.4 var(--fb);letter-spacing:.04em;color:var(--ink)}
.eyebrow i{width:4px;height:4px;border-radius:50%;background:var(--accent);align-self:center}
.form-card{position:relative;width:100%;max-width:var(--card-max);margin:var(--card-gap) auto 0;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px 20px 16px;box-shadow:0 14px 36px rgba(23,35,36,.10);text-align:left}
.form-card__head h2{font:600 22px/1.15 var(--fd);color:var(--ink)}
.form-card__head p{margin-top:4px;font-size:14px;color:var(--muted)}
.form-host{margin-top:14px}
.form-card__trust{margin-top:12px;padding-top:10px;border-top:1px solid var(--line);font-size:12.5px;color:var(--muted);text-align:center}
:root{--card-max:840px;--cta-text:#FFFFFF}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
@media (max-width:600px){
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none}
}
.ticks{list-style:none;margin:22px auto 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:12px 14px;max-width:600px;text-align:left}
.ticks li{display:flex;align-items:center;gap:9px;font:500 14px/1.3 var(--fb);color:var(--ink)}
.ticks svg{width:18px;height:12px;flex:none}
.hero h1{margin:34px auto 0;max-width:640px;font-weight:600;font-size:clamp(28px,6.4vw,46px);line-height:1.08}
.hero h1 em{font-style:normal;color:var(--accent-deep)}
.hero .sub{margin:14px auto 0;max-width:540px;font-size:17px;line-height:1.55;color:var(--text)}
@media (min-width:601px){:root{--sky:340px;--sky-y:34%;--card-gap:178px}.hero-in{padding-top:22px}}
@media (min-width:861px){.hero-in{max-width:960px}.ticks{grid-template-columns:repeat(4,auto);justify-content:center;max-width:none;gap:10px 30px}.ticks li{white-space:nowrap}}

/* due dates (recognition strip) */
.dues{background:var(--tint2)}
.dues-in{display:grid;gap:30px}
.dues-list{list-style:none;margin:0;padding:0}
.dues-list li{display:flex;align-items:flex-end;gap:14px;padding:15px 0;border-bottom:1px solid rgba(23,35,36,.08);font:500 18px/1.35 var(--fd);color:var(--ink)}
.dues-list li span{flex:0 1 auto}
.dues-list li::after{content:"";flex:1 0 34px;height:9px;margin-bottom:6px;background:radial-gradient(circle at calc(100% - 4.5px) 4.5px,var(--core) 4px,transparent 4.6px),linear-gradient(var(--brine-30),var(--brine-30)) 0 8px/calc(100% - 2px) 1px no-repeat}
.dues-close{display:flex;flex-direction:column;align-items:flex-start;gap:18px;margin-top:6px}
.dues-close p{font-size:16.5px;color:var(--text);max-width:560px}
@media (min-width:861px){
  .dues-in{grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:56px;align-items:start}
  .dues-list{columns:2;column-gap:40px}
  .dues-list li{break-inside:avoid}
}

/* first light: how it works */
.light .wrap{max-width:1040px}
.light-rows{list-style:none;margin:36px 0 0;padding:0;border-top:1px solid var(--line)}
.light-rows li{display:grid;grid-template-columns:64px 1fr;align-content:start;gap:6px 18px;padding:24px 0;border-bottom:1px solid var(--line)}
.light-rows svg{width:64px;height:48px;grid-row:span 3}
.light-rows .when{font:600 12px/1.2 var(--fb);letter-spacing:.08em;text-transform:uppercase;color:var(--accent-deep)}
.light-rows h3{font-weight:600;font-size:21px;line-height:1.2}
.light-rows p{color:var(--text);font-size:15.5px}
.light-note{margin-top:22px;font-size:15px;color:var(--muted)}
.light-note b{color:var(--ink);font-weight:600}
@media (min-width:861px){
  .light-rows{display:grid;grid-template-columns:repeat(3,1fr);border-top:0;gap:0}
  .light-rows li{grid-template-columns:1fr;border-bottom:0;border-top:1px solid var(--line);padding:26px 28px 6px 0;margin-right:28px}
  .light-rows svg{grid-row:auto;margin-bottom:10px}
}

/* plain facts */
.facts{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.facts-grid{display:grid;grid-template-columns:1fr;margin-top:34px;border-top:1px solid var(--line)}
.facts-grid div{padding:22px 0;border-bottom:1px solid var(--line)}
.facts-grid h3{display:flex;align-items:center;gap:10px;font-weight:600;font-size:20px;line-height:1.2}
.facts-grid h3::before{content:"";width:18px;height:12px;flex:none;background:radial-gradient(circle at 9px 6px,var(--core) 4.2px,transparent 4.8px),linear-gradient(var(--accent),var(--accent)) 0 11px/100% 1px no-repeat}
.facts-grid p{margin-top:8px;color:var(--text);font-size:15.5px;max-width:440px}
@media (min-width:700px){
  .facts-grid{grid-template-columns:1fr 1fr}
  .facts-grid div{padding:28px 32px 28px 0}
  .facts-grid div:nth-child(even){padding-left:32px;border-left:1px solid var(--line)}
}

/* have these ready */
.ready-in{display:grid;gap:34px;align-items:center}
.ready-art{order:2;width:100%;height:auto;border-radius:var(--r);border:1px solid var(--line)}
.ready-list{list-style:none;margin:26px 0 0;padding:0;display:grid;gap:12px}
.ready-list li{display:flex;align-items:flex-start;gap:14px;padding:14px 16px;background:var(--card);border:1px solid var(--line);border-radius:14px}
.ready-list svg{width:22px;height:22px;flex:none;margin-top:1px}
.ready-list b{display:block;font:600 17px/1.25 var(--fd);color:var(--ink)}
.ready-list span{font-size:14.5px;color:var(--muted)}
@media (min-width:861px){.ready-in{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:64px}.ready-art{order:0}}

/* faq */
.faq{background:var(--accent-tint)}
.faq .wrap{max-width:820px}
.faq-list{margin-top:32px;display:grid;gap:8px}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:14px;box-shadow:inset 0 0 0 0 var(--accent-deep);transition:box-shadow .15s ease}
.faq details[open]{box-shadow:inset 3px 0 0 0 var(--accent-deep)}
.faq summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 20px;cursor:pointer;font:600 17px/1.3 var(--fd);color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.fm{position:relative;width:24px;height:22px;flex:none}
.fm::before{content:"";position:absolute;left:0;right:0;top:11px;height:1.5px;background:var(--accent);border-radius:1px}
.fm::after{content:"";position:absolute;left:8px;top:13px;width:8px;height:8px;border-radius:50%;background:var(--core);transition:transform .15s ease}
.faq details[open] .fm::after{transform:translateY(-11px)}
.faq .ans{padding:0 20px 20px;color:var(--text);font-size:15.5px}
.faq .ans b{color:var(--ink);font-weight:600}
@media (prefers-reduced-motion:reduce){.fm::after,.faq details{transition:none}}

/* last light: closing band */
.last{position:relative;overflow:hidden;background:var(--tint2)}
.last-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.last::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(to bottom,rgba(251,235,218,.9),rgba(251,235,218,.84) 60%,rgba(243,245,244,.92))}
.last-in{position:relative;z-index:2;text-align:center;padding-top:72px;padding-bottom:72px}
.last h2{font-weight:600;font-size:clamp(30px,5.4vw,44px);line-height:1.08}
.last p{margin:14px auto 26px;max-width:520px;font-size:17px;color:var(--text)}

/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:52px 0 34px;font-size:14.5px}
.foot a{color:var(--foot-link)}
.foot a:hover{color:#FFFFFF}
.foot-top{display:grid;gap:18px;padding-bottom:26px;margin-bottom:22px;border-bottom:1px solid rgba(210,221,220,.16)}
.foot .brand{justify-self:start}
.foot .wm{color:#FFFFFF}
.foot .wm b{color:var(--foot-link)}
.foot-line{max-width:520px;color:var(--foot-text)}
.foot-mail{font-weight:600;text-decoration:none}
.foot .legal-links{margin:0 0 22px}
.foot .legal-links a{color:var(--foot-link);text-decoration:none;font-weight:500}
.foot .legal-links a:hover{text-decoration:underline;color:#FFFFFF}
.foot .disc p{color:var(--foot-text);margin:0 0 10px}
.foot .disc b{color:#FFFFFF}
.foot .disc a{color:var(--foot-link)}
@media (min-width:861px){.foot-top{grid-template-columns:1fr auto;align-items:end}}

/* legal pages */
.sub-page main{padding:44px 0 64px}
.prose{max-width:760px}
.prose h1{font-weight:600;font-size:clamp(30px,5vw,40px);line-height:1.1;margin:0 0 10px}
.prose p.updated{font-size:14px;color:var(--muted);margin:0 0 26px;padding-bottom:18px;border-bottom:1px solid var(--line)}
.prose h2{font-weight:600;font-size:22px;line-height:1.25;margin:34px 0 10px}
.prose h3{font-weight:600;font-size:18px;margin:24px 0 8px}
.prose p{margin:0 0 14px;color:var(--text)}
.prose strong{color:var(--ink);font-weight:600}
.prose ul{margin:0 0 16px;padding-left:22px}
.prose ul>li{margin:0 0 8px;color:var(--text)}
.prose ul>li::marker{color:var(--accent)}
.prose a{color:var(--accent-deep);text-underline-offset:2px}
.prose a.btn{text-decoration:none;margin:6px 10px 6px 0}
.prose a.btn.btn-primary{color:#FFFFFF}
.prose a.btn.btn-ghost{color:var(--accent-deep)}

/* form at top of first screen */
.form-card{margin-top:20px!important}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}